16 best budgeting software for 2022

Finding your suitable budgeting software is not easy. You may need consider between hundred or thousand products from many store. In this article, we make a short list of the best budgeting software including detail information and customer reviews. Let’s find out which is your favorite one.

Product Features Editor's score Go to site
Financial Analysis with Microsoft Excel Financial Analysis with Microsoft Excel
Go to amazon.com
Quicken Home & Business 2018  27-Month Personal Finance & Budgeting Software [PC Box]  Amazon Exclusive Quicken Home & Business 2018 27-Month Personal Finance & Budgeting Software [PC Box] Amazon Exclusive
Go to amazon.com
Quicken Premier 2018  27-Month Personal Finance & Budgeting Software [PC/Mac Box]  Amazon Exclusive Quicken Premier 2018 27-Month Personal Finance & Budgeting Software [PC/Mac Box] Amazon Exclusive
Go to amazon.com
Quicken Deluxe 2018  27-Month Personal Finance & Budgeting Software [PC/Mac Box]  Amazon Exclusive Quicken Deluxe 2018 27-Month Personal Finance & Budgeting Software [PC/Mac Box] Amazon Exclusive
Go to amazon.com
Quicken Starter 2018  27-Month Personal Finance & Budgeting Software [PC/Mac Box]  Amazon Exclusive Quicken Starter 2018 27-Month Personal Finance & Budgeting Software [PC/Mac Box] Amazon Exclusive
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Quicken Deluxe Personal Finance & Budgeting Software 2015 Quicken Deluxe Personal Finance & Budgeting Software 2015
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Moneyspire 2018 - Personal Finance & Budgeting Software Mac & Windows [Online Code] Moneyspire 2018 - Personal Finance & Budgeting Software Mac & Windows [Online Code]
Go to amazon.com
Dave Ramsey's Personal Finance Software Version 5.3 Dave Ramsey's Personal Finance Software Version 5.3
Go to amazon.com
Quicken Deluxe 2016 Personal Finance & Budgeting Software [Old Version] Quicken Deluxe 2016 Personal Finance & Budgeting Software [Old Version]
Go to amazon.com
Quicken Rental Property Manager 2016 Personal Finance & Budgeting Software [Old Version] Quicken Rental Property Manager 2016 Personal Finance & Budgeting Software [Old Version]
Go to amazon.com
Easy Money (Personal Finance App/Money Manager) [Download] Easy Money (Personal Finance App/Money Manager) [Download]
Go to amazon.com
Ledger1 For Home / Students - Excel Based Money Management, Budgeting & Accounting Spreadsheet [Download] Ledger1 For Home / Students - Excel Based Money Management, Budgeting & Accounting Spreadsheet [Download]
Go to amazon.com
Fun Money Budgeting Software for Windows  - Personal Finance [Download] Fun Money Budgeting Software for Windows - Personal Finance [Download]
Go to amazon.com
Personal Budget Kit: Including Financial Software (Budgeting Made Easy) Personal Budget Kit: Including Financial Software (Budgeting Made Easy)
Go to amazon.com
Ledger1 For Small Business - Excel Based Money Management, Budgeting & Accounting Spreadsheet [Download] Ledger1 For Small Business - Excel Based Money Management, Budgeting & Accounting Spreadsheet [Download]
Go to amazon.com
Gorilla Budgeting 6 [Download] Gorilla Budgeting 6 [Download]
Go to amazon.com
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Reviews

1. Financial Analysis with Microsoft Excel

Feature

Cengage Learning

Description

Help students master the latest features in Excel 2013 while establishing a strong foundation in corporate finance. With Mayes's FINANCIAL ANALYSIS WITH MICROSOFT EXCEL 2013,7E, your students develop a proficiency in using Excel 2013 to solve real financial problems without sacrificing any finance background. This edition covers all of the topics in today's corporate finance course, including financial statements, budgets, the Market Security Line, pro forma statements, cost of capital, equities, and debt. A reader-friendly, self-directed learning approach and numerous study tools make this book both an ideal resource for independent learning and a valuable long-term reference tool. Because today's typical students enter college with basic spreadsheet skills, this new edition covers the basics early for those with no background, before moving quickly into many of the more advanced and most powerful features of Excel 2013. This edition offers new focus on Excel tables, pivot tables and pivot charts and other areas that have become increasingly important to today's employers. The book's easy-to-understand presentation helps students build upon or transfer skills from other spreadsheet programs as they establish a strong understand of contemporary corporate finance. Give your students the valuable, highly marketable skills in Excel 2013 with the understanding of corporate finance that they need to succeed with Mayes' FINANCIAL ANALYSIS WITH MICROSOFT EXCEL 2013,7E.

2. Quicken Home & Business 2018 27-Month Personal Finance & Budgeting Software [PC Box] Amazon Exclusive

Feature

See everything in one place. Connect to over 14,000 financial institutions and download all your business and personal banking and credit card transactions and balances.
See where your money goes. It is not just balances, your transactions are auto categorized. You see a breakdown of your spending instantly just by connecting your accounts-no manual entry required.
Tools for your business. Track expenses and income, create email invoices. Instantly generate PnL, cash flow, and tax reports. Rental property owners track rents, property values, and rental expenses.
Manage your investments. Connect all your brokerages for a complete view of your portfolio, allocation and performance. Better understand your mutual fund holdings with Morning stars Portfolio X-ray.
Amazon Exclusive Features: Additional 3 months of Quicken (total of 27 months), and an additional 15GB of online backup with Dropbox (total of 20 GB). Quicken Bill Pay and priority support included!.256-bit encryption security

Description

Quicken home & business organizes your personal, business and rental property finances all in one place to help take control of your finances

3. Quicken Premier 2018 27-Month Personal Finance & Budgeting Software [PC/Mac Box] Amazon Exclusive

Feature

See everything in one place. Connect to over 14,000 financial institutions and download all your banking and credit card transactions and balances.
See where your money goes. It is not just balances, your transactions are auto categorized. You see a breakdown of your spending instantly just by connecting your accounts-no manual entry required.
Track and pay your bills. Track what you have paid and project your spending into the future by connecting directly to over 11,000 billers. Use your existing banks bill pay or directly within Quicken.
Manage your investments. Connect all your brokerages for a complete view of your portfolio, allocation and performance. Better understand your mutual fund holdings with Morning stars Portfolio X-ray.
Amazon Exclusive Features: Additional 3 months of Quicken (total of 27 months), and an additional 15GB of online backup with Dropbox (total of 20 GB). Quicken Bill Pay and priority support included!

Description

Quicken Premier gives you the information you need to make smart investment decisions, so you can watch your money grow.

4. Quicken Deluxe 2018 27-Month Personal Finance & Budgeting Software [PC/Mac Box] Amazon Exclusive

Feature

See everything in one place. Connect to over 14,000 financial institutions and download all your banking and credit card transactions and balances.
See where your money goes. It is not just balances, your transactions are auto categorized. You see a breakdown of your spending instantly just by connecting your accounts-no manual entry required.
Track and pay your bills. Track what you have paid and project your spending into the future by connecting directly to over 11,000 billers. Use your existing banks bill pay or directly within Quicken.
Manage your investments. Connect to all your brokerages and get a complete view of your market value and portfolio.
Amazon Exclusive Features: Additional 3 months of Quicken (total of 27 months), additional 15GB of online backup with Dropbox (total of 20 GB), and FREE priority access to customer support.

Description

Quicken Deluxe. Manage your money and save. Step-by-step guidance to achieve your personal financial goals.

5. Quicken Starter 2018 27-Month Personal Finance & Budgeting Software [PC/Mac Box] Amazon Exclusive

Feature

See everything in one place. Connect to over 14,000 financial institutions and download all your banking and credit card transactions and balances.
See where your money goes. It is not just balances, your transactions are auto categorized. You see a breakdown of your spending instantly just by connecting your accounts-no manual entry required.
Create a personalized budget. Make a monthly plan that works for you and track your progress throughout the month.
Track and pay your bills. Track what you have paid and project your spending into the future by connecting directly to over 11,000 billers. Use your existing banks bill pay or directly within Quicken.
Amazon Exclusive Features: Additional 3 months of Quicken (total of 27 months), and an additional 15GB of online backup with Dropbox (total of 20 GB).

Description

Quicken Starter - easy money management. Step-by step guidance to help you stay on Top of todays expenses while preparing for tomorrows.

6. Quicken Deluxe Personal Finance & Budgeting Software 2015

Feature

Organize your accounts in one place
Create and stick to a budget
Develop a personal debt reduction and savings plan

Description

Step-by-step guidance to achieving your personal financial goals

7. Moneyspire 2018 - Personal Finance & Budgeting Software Mac & Windows [Online Code]

Feature

Track Your Accounts
Reports and Charts

Description

Sale! 50% off for a limited time (regularly US $59.99)

Moneyspire is remarkably great personal finance software! Enjoy these benefits:

* Keep track of your bank accounts, credit cards, etc. and see all your account balances in one place.

* Categorize your spending & income. Balance your checkbook and keep your accounts in order.

* Set bill reminders and see all your upcoming payments so you never forget to pay a bill again.

* Generate detailed reports and charts and see exactly where your money is going. Use reports to make tax time easier and less stressful.

* Set a budget for all your expenses and keep track of your progress.

* Forecast your future account balances to help prevent insufficient funds.

* Reconcile with your banking statements to make sure every transaction is accounted for, and to prevent account fraud and bank errors.

* Manage your finances when you're on the go with our free mobile companion app.

* Optionally import transactions from your financial institution's website, and Direct Connect and automatically download transactions and pay bills. If your bank does not support Direct Connect, we have an additional service called Moneyspire Connect.

* Supports customizable categories and tags for powerful and robust reporting capabilities.

* Supports OFX, QFX, QIF, QMTF and CSV file format imports, and exporting to spreadsheet and QIF file format. Easily migrate from another personal finance app via our import feature.

* Supports investment accounts, including downloading of stock quotes and tracking investment actions like buy, sell, etc. and other investment-related tasks.

* Supports check printing on blank check stock, including a calibration tool allowing for easy calibration for different check types.

* Supports all world currencies, including transfers between accounts with different currencies. Also supports downloading of current exchange rates.

* You can optionally store your data in the cloud & work on your finances anywhere.

* Your financial data is stored encrypted on your hard drive and is never transmitted.

* For personal use, you can use the software on all of the computers in your household with just one license!

* Other companies force you into a subscription or force you to upgrade your software, or else they disable features. Moneyspire will never force you into a subscription or upgrade, and does not disable your features!

* Other companies force you to put your data online. With Moneyspire you have the choice to keep your data local on your computer if you want to.

* We take pride in providing some of the best customer service in the industry! We answer emails promptly, provide support over the phone, and are very responsive to customer feedback.

What's new in 2018:

* Improved user interface that is more attractive and easier to read

* Added new Tags feature for enhanced transaction categorization and reporting

* Added new Monthly Comparison report to report category amounts over multiple months in a spreadsheet-like view

* App is now a 64-bit optimized application for better performance

* Can now drag and drop import files into application window for quicker importing

* Can now search for payee text in Find window rather than having to match payee exactly

* Balance forecast now includes a chart

* Balance forecast now includes uncleared transactions

* Can now print Budget screen

* Can now copy budget to spreadsheet

* Reminders list is now included when printing the Reminders calendar

* Direct Connect and Moneyspire Connect import windows are now unified for quicker importing

* Added Loan Reminder feature to automatically calculate interest and principal payments

* Reconcile feature now remembers last reconcile date

* Also includes changes from last few updates: Budget Rollover, Multi-Language Support, Moneyspire Connect, Moneyspire Cloud, etc.

* Other changes and fixes


PC Minimum System Requirements:PC Recommended System Requirements:
  • Processor: 1 GHz or higher
  • RAM: 1 GB
  • Hard Disk: 100 MB
  • Video Card: 1024x768 resolution or greater
  • Supported OS: Windows 10, Windows 8, Windows 8.1, Windows 7
    Mac Minimum System Requirements:Mac Recommended System Requirements:
    • Processor: 1 GHz or higher
    • RAM: 1 GB
    • Hard Disk: 100 MB
    • Video Card: 1024x768 resolution or greater
    • Supported OS: Mac OS Sierra 10.12, Mac El Capitan 10.11, Mac Yosemite 10.10, Mac Mavericks 10.9

      8. Dave Ramsey's Personal Finance Software Version 5.3

      Feature

      Easiest and quickest software to take control of your money!
      Version 5.3

      Description

      Financial Peace Personal Finance Software

      9. Quicken Deluxe 2016 Personal Finance & Budgeting Software [Old Version]

      Feature

      New! Easy bill tracking. Free phone support. Even easier to upgrade.
      Categorizes expenses and helps you stay on top of spending and budgeting
      Create and stick to a budget
      Develop a personal debt reduction and savings plan
      Securely imports your bank transactions through April 2019

      Description

      Quicken Deluxe Personal Finance & Budgeting Software helps you manage your money and save. Organizes your personal finance, bank, credit card, investment, and retirement accounts in one place. Stay on top of spending and budgeting. Create and stick to a budget. Develop a personal debt reduction and savings plan. Securely imports your bank transactions through April 2019. Access your personal finance data on the go and make smart money management decisions with free Quicken mobile app for iPhone, iPad and Android devices. New! Bill Center see, track, and pay your bills all in one place. Most popular money management software.

      Please find below the steps to be followed for installation:

      Please ensure when installing Quicken the user is logged in as the computer administrator. When Installing or Uninstalling Quicken: You must be logged in as an administrator.

      To verify how you are currently logged in:

      On the Microsoft Windows taskbar, click Start, and then choose Settings > Control Panel.

      In Windows 10: Use Windows search option and look for Control Panel, single click User Accounts, click User Accounts.

      Ensure you are listed as an Administrator.

      Continue with Quicken installation
      Insert the Quicken installation CD into the CD/DVD drive. Typically, the CD will auto-start the installation process for you. If it doesn't

      Click the Start button and select Computer (or My Computer is older versions of Windows).

      Right-click the CD-ROM drive that contains the Quicken installation CD, and select Explore.

      Double-click the install.exe file.

      Follow the on-screen instructions to complete the installation.

      The Quicken installation wizard will open. Click Next.

      Before installing Quicken, you'll need to accept the license agreement. Once you do, click Next.

      The next step is to select the destination folder. It's recommended to use the default location. Click Next.

      You're ready to install Quicken! This window explains what will happen next, which includes uninstalling older versions of Quicken (not your data -- that's safe!) and updating Quicken to the latest release if you're connected to the internet. Click Next to begin.

      The next window you'll see is the installation progress.

      You'll also see a smaller window pop up in front when it's downloading the latest updates.

      When Quicken finishes installing, you'll see a window that reads Installation Complete. Click Finish to open Quicken.

      10. Quicken Rental Property Manager 2016 Personal Finance & Budgeting Software [Old Version]

      Feature

      New! Easy bill tracking. Free phone support. Even easier to upgrade.
      Tracks profit/loss by property
      Identifies tax-deductible rental property expenses
      Stores lease terms, rental rates and security deposits by tenant
      Access personal finance data on the go with free Quicken mobile app.

      Description

      Quicken Rental Property Personal Finance & Budgeting Software organizes your personal and rental property finances, all in one place. Tracks profit/loss by property. Identifies tax-deductible expenses. Stores lease terms, rental rates and security deposits. Access personal finance data on the go with free Quicken mobile app for iPhone, iPad and Android devices. Includes snap & store receipts. imports your bank transactions through April 2019. New! Bill Center see, track, and pay your bills all in one place.

      11. Easy Money (Personal Finance App/Money Manager) [Download]

      Feature

      > Dual-mode system for basic checkbook entry or full-featured money management
      Ten fully-functional registers including credit card and loan registers
      See all your account balances from any screen
      Add and modify expense categories and transfer money between accounts
      Auto records all transactions for up to 1 year; FREE UPDATES: See product description

      Description

      Easy Money is an advanced personal finance manager, an expense tracker and money management app for elementary or sophisticated users. It can be run on any system running MS Excel (macro-enabled editions - including Office 365). It can also be run on Microsoft Surface Pro tablets and remotely on Android tablets via Microsoft Remote Desktop (if your desktop is running a macro-enabled version of Excel such as the one that comes with an Office 365 subscription). EM cannot be run natively on an Android tablet, an Apple iPad, or an Amazon Fire tablet.

      UPDATE FOR FREE: Just click the feedback button from the splash screen and request a new version using the email address therein.

      EM features two running modes. A simplified 'Checkbook' mode for users who just want a basic checkbook register and a 'Manager' mode, for users who want full money management features such as expense planning and data importing. No matter which mode you select at startup, EM records all your transactions, month over month, in an easily accessible log screen that you can reference at any time.

      EM features a balance forecaster in each register that lets you know how many days, at the current rate of movement, it will take to hit: 1) Your credit limit (if you're using a credit register) 2) A $0 balance (if your in a checking register or 3) Your savings goal (if your in the savings register).

      In full-feature mode EM boasts 10 fully functional checkbook style registers that interact with the following screens 1) a screen that lets you manage categories, recurring expenses and lists paid items from your registers 2) a screen that lets you test different spending scenarios to see what works best, 3) an accounts screen that shows all your accounts and balances, charts your balance history and lets you transfer money between accounts 4) a reconcile screen that lets you compare imported bank data with EM data, and 5) a filterable registry recorder that records each expenditure, transfer, and deposit made.

      The registers allow for 2 checking accounts, 1 savings, 3 credit card, 2 loan, 1 alternate, and 1 cash account. Easy Money also features modifiable expense categories, category adding, charting and help throughout the app, as well as a menu system that allows you to control all aspects of Excel and EM.

      EM allows you to experiment with various spending scenarios and quickly see the effects of planned expenditures. The registry recorder lets you filter items by register, date, description, or category.

      Whether your looking for a simple checkbook register or a full-featured money manager Easy Money caters to you! Discover the power and practicality of Excel applications on your desktop or notebook Windows PC or Mac!

      (PLEASE NOTE: EM does not require or need an internet connection. This app is designed to run on a local PC. The only time you'll need internet access is if you want to export you bank data to be imported into EM to compare accounts. Even then, it is not a direct connection between EM and the internet.)


      PC Minimum System Requirements:PC Recommended System Requirements:
      • Processor: Intel or AMD
      • RAM: 2 gb
      • Hard Disk: Any size
      • Video Card: Any
      • Supported OS: Windows 10, Windows 8, Windows 7, Windows XP
      • Additional Requirements:

        Easy Money can be run on any system running a macro-enabled version of Microsoft Excel. It can also be run on Microsoft Surface Pro tablets and remotely on Android tablets via Microsoft Remote Desktop IF your desktop is running a macro-enabled version of Excel such as the one that comes with an Office 365 subscription.

        12. Ledger1 For Home / Students - Excel Based Money Management, Budgeting & Accounting Spreadsheet [Download]

        Feature

        Fully automated with macros that make input fast and easy.
        Combine the flexibility of Excel with the automation of an application.
        Single point of entry for all financial transactions.
        Easily import transactions from your bank or other files and data sources.
        Requires macro-enabled Microsoft Excel version 2007 or later (cloud-based Excel will not work due to macros).

        Description

        Ledger1 is a fully automated Excel spreadsheet designed to assist individuals, families and students with money management, budgeting, bookkeeping and tax accounting. Easy to use and fully customizable, Ledger1 combines the power and flexibility of Excel with the convenience and automation of an accounting application. Students can take control of their finances and learn Excel at the same time. One Ledger1 license covers everyone in the household, on unlimited devices. Businesses should use Ledger1 For Small Business (also available on Amazon) which includes additional features such as time accounting, sales and inventory tracking.
        Here are some of the features of Ledger1:
          Handles any type of asset, from checking accounts to real estate, securities and collectibles.
          Creating and entering transactions is made fast and easy via the use of an input box that auto-fills and auto-completes key information such as payee names and transaction categories.
          If you have too many transactions to enter manually, you could instead import them directly from your bank or other data files using the built-in import utility. Any file format is accepted (.txt, .csv etc).
          Multiple users can use one Ledger1 file; no need to have multiple files. Each user can have their own set of accounts, create their own budget, etc. This is helpful for married couples who file their taxes jointly.
          Categories are completely customizable. Sub-categories are also supported.
          Transactions can be split to multiple categories.
          Easily export your tax data to your tax preparation software via Tax Exchange Format file.
              Budgeting page tracks due dates and gives alerts when bills are coming due.
              Set monthly spending limits by category; Ledger1 will graph your results and monitor your progress.
              Intuitive, eye pleasing design that is easily customized or added to.
              Navigation between pages in the workbook is made easy by using macro buttons that instantly take you to the page you want.
              A fully customizable slide show with quotes allows you to import your own photos and quotes to create your own random slide shows with family photos, scenic photos, or nature photos to create an inspiring or motivational slideshow whenever you use Ledger1.
              Foreign currency capabilities for those who use foreign accounts or transact in foreign currencies (maximum of 10 currencies).
              Custom Fields allow you to track any kind of data you want, and easily filter the data.
              Can be used in combination with other budget or accounting applications. Data can easily be filtered and exported to other applications such as QuickBooks.
              Stock and other securities purchased in shares can be tracked. Share prices can be updated with the click of a button (provided by IEX Trading, on a 20-minute delay basis).
              The instructions page is written in language non-Excel users can easily follow, with examples and links to over 20 free tutorials.
              Full support is always a click away, with links directly in the spreadsheet, and online forums covering Excel, taxation and accounting, financial planning, small business and more.
              Fully illustrated tutorials are available for every function in Ledger1. Just click on the links intuitively placed throughout the spreadsheet. New tutorials are added frequently.
              Macros allow you to quickly copy, edit or delete transactions. With the click of a button, you can delete, copy or edit transactions without the worry of accidentally deleting or harming data.
              A custom data filter is included, which allows you to easily drill down to the transaction data you need and then export it to an email or data file with the click of a button.

            If you are already using or considering using an Excel spreadsheet for your budgeting, bookkeeping or general money management, save yourself significant time and effort by using Ledger1. Instead of starting from scratch, allow Ledger1 to handle all the basic tasks for you. This will allow you more time to focus on having Excel do more important tasks such as creating reports specifically designed to your requirements or data analysis to fit your exact needs.

        PC Minimum System Requirements:PC Recommended System Requirements:
        • Processor: 1 gigahertz (GHz) or faster 32-bit (x86) or 64-bit (x64) processor
        • RAM: 1 gigabyte (GB) RAM (32-bit) or 2 GB RAM (64-bit)
        • Hard Disk: 16 GB available hard disk space (32-bit) or 20 GB (64-bit)
        • Video Card: DirectX 9 graphics device with WDDM 1.0 or higher driver
        • Supported OS: Windows 10, Windows 8, Windows 8.1, Windows 7
        • Additional Requirements: Excel must have macros enabled (cloud version of Excel will not work)

          13. Fun Money Budgeting Software for Windows - Personal Finance [Download]

          Feature

          Easy to use
          Powerful budgeting
          Manage your debts and savings
          Debt free prediction graph
          Great graphs

          Description

          If you have trouble keeping track of your current financial status, then you probably need to turn to specialized software that can simplify your work.

          Fortunately, nowadays there is a wide range of applications that can help you achieve quick results in a convenient manner. One of the aforementioned programs is Fun Money.

          Note that, in order to run as intended, this utility requires Java Runtime Environment on your computer.

          Lightweight application that comes with a user-friendly interface

          This program can be installed without efforts on your computer, as it does not require any additional configuration on your part. It comes with a simple layout that encompasses intuitive functions, thus allowing you to understand and operate them with minimum difficulty.

          However, it requires you to have a good understanding of fundamental budget-related notions, as its features revolve around financial concepts. Fun Money also includes a help manual that you can rely on, in case you encounter any difficulty while operating it.

          Organize your budget by specifying incomes and expenses

          You can easily keep track of your current financial status by relying on this application, as it provides you with several handy tools. It is possible to define incomes and expenses by specifying the source, period and amount so that you can organize your budget more efficiently.

          The application comes with various preset category fields that can help you adjust expenses, but also allows you to create your own categories, for better management.

          Generates statistics and displays various charts regarding your financial situation

          Aside from the functions mentioned above, this application also provides you with reports that encompass various budget-related information. Additionally, it displays charts, so that you can keep track of the statistics more efficiently.

          To sum it up, Fun Money is a lightweight application that can help you organize your budget in a convenient way by defining income- and expense-related information, while also allowing you to keep track of it.


          PC Minimum System Requirements:PC Recommended System Requirements:
          • Processor: all
          • RAM: 512MB
          • Hard Disk: 180MB
          • Video Card: all
          • Supported OS: Windows 10, Windows 8, Windows 8.1, Windows 7, Windows Vista, Windows XP, Windows 2000, Windows

            14. Personal Budget Kit: Including Financial Software (Budgeting Made Easy)

            Description

            In this kit, well guide you step-by-step through the process of creating and living with a personal budget. Well show you how analyze how you receive and spend your money and to set goals, both short and long-term. Youll learn how to gain control of your personal cash flow. Youll discover when you need to make adjustments to your budget and how to do it wisely. Most of all, this kit will show you that budgeting isnt simply about adding limitations to your living but rather the foundation for living better by maximizing the resources you have. This Personal Budget Kit provides you with step-by-step instructions, detailed information and all the budget worksheets and spreadsheets necessary to identify and understand your spending habits, reduce your expenses, set goals, prepare personal budgets, monitor your progress and take control over your finances. Take Control of Your Finances! Reduce your spending painlessly and effortlessly Pay off your debts early Improve your credit rating Save & invest money Set & achieve financial goals Eliminate financial worries Brief Table of Contents 1: Why You Need to Budget. 2: Analyzing and Tracking Your Current Finances. 3: Setting Your Goals. 4: Strategies to Reduce Expenses & Save Money. 5: Managing Debt and Credit. 6: Making Your Budget Plan. 7: Living With and Making Adjustments To Your Budget. Appendix: Budget Worksheets.

            15. Ledger1 For Small Business - Excel Based Money Management, Budgeting & Accounting Spreadsheet [Download]

            Feature

            Fully automated with macros that make input fast and easy
            Combine the flexibility of Excel with the automation of an application.
            Single point of entry for all financial transactions
            Easily import transactions from your bank or other files and data sources
            Requires macro-enabled MS Excel version 2007 or later (cloud-based Excel will not work due to macros).

            Description

            Ledger1 is a fully automated Excel spreadsheet designed to assist small businesses with money management, budgeting, bookkeeping, time accounting & inventory control. Easy to use and fully customizable, Ledger1 can be used by anyone: small businesses, entrepreneurs, freelancers, non-profits, partners, accountants, bookkeepers, managers, consultants and sole proprietors can all benefit from Ledger1. Combine the power and flexibility of Excel with the convenience and automation of an accounting application. One business license covers one user on an unlimited number of devices. Non-businesses and students should use Ledger1 For Home / Student (also available on Amazon).
            Here are some of the features of Ledger1:
              Handles any type of asset, from checking accounts to real estate, securities and collectibles.
              Creating and entering transactions is made fast and easy via the use of an input box that auto-fills and auto-completes key information such as payee names and transaction categories.
              If you have too many transactions to enter manually, you could instead import them directly from your bank or other data files using the built-in import utility. Any file format is accepted (.txt, .csv etc).
              Multiple users can use one Ledger1 file; no need to have multiple files. Each user can have their own set of accounts, create their own budget, etc. This is helpful for married couples who file their taxes jointly.
              Categories are completely customizable. Sub-categories are also supported.
              Transactions can be split to multiple categories.
              Easily export your tax data to your tax preparation software via Tax Exchange Format file.
              Budgeting page tracks due dates and gives alerts when bills are coming due.
              Set monthly spending limits by category; Ledger1 will graph your results and monitor your progress.
              Intuitive, eye pleasing design that is easily customized or added to.
              Navigation between pages in the workbook is made easy by using macro buttons that instantly take you to the page you want.
              A fully customizable slide show with quotes allows you to import your own photos and quotes to create your own random slide shows with family photos, scenic photos, or nature photos to create an inspiring or motivational slideshow whenever you use Ledger1.
              Foreign currency capabilities for those who use foreign accounts or transact in foreign currencies (maximum of 10 currencies).
              Custom Fields allow you to track any kind of data you want, and easily filter the data.
              Can be used in combination with other budget or accounting applications. Data can easily be filtered and exported to other applications such as QuickBooks.
              Stock and other securities purchased in shares can be tracked. Share prices can be updated with the click of a button (provided by IEX Trading, on a 20-minute delay basis).
              The instructions page is written in language non-Excel users can easily follow, with examples and links to over 20 free tutorials.
              Full support is always a click away, with links directly in the spreadsheet, and online forums covering Excel, taxation and accounting, financial planning, small business and more.
              Fully illustrated tutorials are available for every function in Ledger1. Just click on the links intuitively placed throughout the spreadsheet. New tutorials are added frequently.
              Macros allow you to quickly copy, edit or delete transactions. With the click of a button, you can delete, copy or edit transactions without the worry of accidently deleting or harming data.
              A custom data filter is included, which allows you to easily drill down to the transaction data you need and then export it to an email or data file with the click of a button.
              Inventory tracking tracks quantities on hand, average cost and cost of goods sold based on sales and purchase transactions entered in the ledger.
              Time Accounting system allows you to track time spent by client, project, invoice and more. Reports can be generated based on dates, clients, project codes, etc.

            If you are already using or considering using an Excel spreadsheet for your budgeting, bookkeeping or general money management, save yourself significant time and effort by using Ledger1. Instead of starting from scratch, allow Ledger1 to handle all the basic tasks for you. This will allow you more time to focus on having Excel do more important tasks such as creating reports specifically designed to your requirements or data analysis to fit your exact needs.

            PC Minimum System Requirements:PC Recommended System Requirements:
            • Processor: 1 gigahertz (GHz) or faster 32-bit (x86) or 64-bit (x64) processor
            • RAM: 1 gigabyte (GB) RAM (32-bit) or 2 GB RAM (64-bit)
            • Hard Disk: 16 GB available hard disk space (32-bit) or 20 GB (64-bit)
            • Video Card: DirectX 9 graphics device with WDDM 1.0 or higher driver
            • Supported OS: Windows 10, Windows 8, Windows 8.1, Windows 7
            • Additional Requirements: Excel must have macros enabled (cloud version of Excel will not work)

              16. Gorilla Budgeting 6 [Download]

              Feature

              Industry-Standard Budgeting - Including Topsheet, Account, and Detail levels.
              Advanced Budgeting Features - Special budgeting features include globals, fringes, subgroups, 4th level detail, international currency support, and customizable captions.
              Dozens of Samples and Templates - Over fifty templates for features, shorts, and documentaries.
              Tax Credits (New Feature) - Set-up tax credits for locales and attach them to groups or create individual tax credits.
              Global Currency Change (New Feature) - In addition to supporting multiple currencies, you can globally change the currency of your entire budget from one currency to another.

              Description

              Designed for filmmakers of all levels, Gorilla Budgeting 6 brings you traditional film budgeting in a tightly integrated software package. Includes four level budgeting, dozens of templates to choose from, globals, fringes, tax credits, expense tracking, integration with Gorilla Scheduling and more can be administered with ease and precision.

              Created by filmmakers for filmmakers, incorporating the ideas of real-world users, Gorilla is an intuitive suite of tools that helps you make sense of all your budgeting needs. A proven production aide for experienced pros and a fantastic learning tool for beginners. And, with our strong user community and responsive technical support team, youll have dependable people to guide you every step of the way.

              Features List

              Industry-Standard Budgeting Including Topsheet, Account, and Detail levels.

              Advanced Budgeting Features Special budgeting features include globals, fringes, subgroups, 4th level detail, international currency support, and customizable captions.

              Dozens of Samples and Templates Over fifty templates for features, shorts, and documentaries.

              Tax Credits (New Feature) Set-up tax credits for locales and attach them to groups or create individual tax credits.

              Section Add-Ons (New Feature) Add an amount (flat rate or percentage) to any production total.

              Global Currency Change (New Feature) In addition to supporting multiple currencies, you can globally change the currency of your entire budget from one currency to another.

              Gorilla Scheduling Integration Import cast, crew, elements, and locations from a linked schedule, saving you time when creating your budget.

              Expense Tracking Track expenses against budgets and get real-time balances to make sure your projects stay on track.

              Ratebook Integration Access to over 13,000 union labor rates including SAG, DGA, and dozens of other unions (sold separately).

              New Training Videos Over 30 new video lessons to help you master Film Budgeting, all accessible directly from within Gorilla.

              System Requirements:
              Processor:1GHz or faster
              RAM:1GB
              Hard Disk:512MB
              Additional Requirements:Internet Explorer 8 installed, internet connection (for location maps & weather features)

              Conclusion

              All above are our suggestions for budgeting software. This might not suit you, so we prefer that you read all detail information also customer reviews to choose yours. Please also help to share your experience when using budgeting software with us by comment in this post. Thank you!